SEPA XML Converter
Paste your payment data, get a ready-to-upload SEPA XML file. No banking software, no manual formatting, no cursing at your accountant.
Open toolEverything a small business needs to get the tedious stuff done. No enterprise bloat, no onboarding calls, no subscriptions you'll forget about.
All tools work immediately. No account required to get started.
Paste your payment data, get a ready-to-upload SEPA XML file. No banking software, no manual formatting, no cursing at your accountant.
Open toolAutomated follow-ups for unpaid invoices. Set it, forget it, get paid.
Open toolTrack hours for your small team without the spreadsheet chaos.
Open toolClean PDF quotes for clients in minutes. Enter your line items, choose a style, download. No InDesign required.
Coming soonCompliant payslips from hours + rate. Done in thirty seconds.
Coming soonEU VAT rates by country. Know what you owe before you invoice.
Coming soonWhy Operand
Open the tool, use the tool. There is no step three.
No bundles with fifteen features you don't need. Pay for one thing, use one thing.
Designed for businesses of one to ten. Not scaled-down enterprise — actually small-business native.
Shape the roadmap
We build tools based on real pain.
Tell us what wastes your time and we'll get to work.